Home Loan | Bankvala
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    Home Loan

    It is common these days to note that people opt for various kinds of loans for almost every kind of need. Most of the loans are considered as a liability. After taking a loan, a borrower needs to reduce even daily expenses and most often one has to accept the recurring EMI with a pinch of salt. After taking any loan, one needs to have a shoestring budget even for purchases that one cannot do without.
    A Home Loan however cannot be seen with these kinds of loan because, investing in a home is like building an asset, in most cases, appreciated with time thus making Home Loan is beneficial in the long run. With this mindset, one can console oneself.
    When you opt for a Home Loan well in advance, the initial ‘pinch’ of the EMI therein will not only become easily bearable but will also attribute a sense of achievement when you finally own a house.

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      Home Loan Benefits

      There are many tax benefits on repayment of a Home Loan both on ‘Repayment of Principal Amount’ & ‘Repayment of Interest’ on Home Loan.

      Home Loan, as the name is suggesting, enables you to buy a house, an asset that gives one of the highest appreciation rates. You are not just buying something that will depreciate in value, as soon as it leaves the showroom.

      When you opt for a Home Loan, there is no need to pay a lump sum amount except the one which you will pay as Down Payment to your Builder. Thus, the impact of spending out a huge sum is divided over EMIs.

      This PMAY scheme is only for First Time Home who wish to go for Home Loan for the first time. If you are eligible and once you the amount is sanctioned, you can have an interest rate subsidyBuyer

      Don’t regard your Home Loan EMI as an “expense”. Once you own a house, you could rent it out and pay your EMI with rent money you receive. Therefore, a Home Loan can be a winning proposition for you.

      Once your home loan EMI repayment starts, you can routinely keep track of your payment due date, Bank account balance and prioritize them. You thereby develop a sense of responsibility within you. Take pleasure of the unique Home Loan advantages by planning right early. Bankvala offers Quick Home Loans with relatively minimum paperwork and zero hassles.

      Home Loan Eligibility

      In order to in order to apply for a home loan, you must meet the below listed home loan eligibility criteria:

      1. You should be a Citizen of India.
      2. You should be at least 21 years of age.
      3. You should be a salaried professional or self-employed.

      If you fulfil the above home loan requirements, you are eligible to obtain a home loan with Bankvala.com. Once you ensure that you are eligible for a home loan, we suggest looking up home loan interest rates and our home loan EMI calculator, to help you plan your loan repayments.

      Here’s how you can apply for an instant Home Loan Online with bankvala.com


      Fill the Form

      On our website and fill the required form.


      Add Loan Amount

      Enter your loan amount.


      PAN Cards & Address Proof Details

      Enter your Pan Card and Address Proof details, which are the documents required for personal loan approval


      Approval & Loan Disbursal

      After approval, get money in your bank account instantly